The Right Choice. A vibrant and motivating work environment that demands performance – and rewards innovation, teamwork, and leadership.


At TWD, we recognize that our employees are a vital resource. Their efforts and commitment are central to TWD’s long-term record of increasing sales, operating profit, and continuously expanding areas of service.

The resulting strength and stability of our 20+-year-old company enable us to offer a competitive employee benefits package that provides for their immediate and long-term welfare. We conduct an annual review of our benefits to ensure that our benefit package provides flexible, meaningful, and cost-effective options for our employees and their families.



TWD offers comprehensive medical, dental, and vision plans to our full-time employees including a High Deductible/Health Savings Account (HSA) option. The HSA is an excellent way to save money to pay post-retirement health care costs that are not covered by Medicare or other plans.

TWD provides life insurance, Accidental Death and Dismemberment (AD&D) insurance, and Short- and Long-Term Disability Insurance at no charge to our employees, and offers health care and dependent care Flexible Spending Accounts (FSA), as well as AFLAC Income Replacement insurance.

Future Planning

401(k) Plan

TWD offers a qualified 401(k) plan for all employees. The 401(k) provides a tax-advantaged method for employees to accumulate funds for retirement. Employees are eligible for participation in the plan from their first day of service. Currently, TWD makes a matching contribution of 100 percent of the employee’s salary deferral up to four percent. Full vesting is achieved in just two years. The TWD plan features auto-enrollment and an auto-deferral increase to help employees participate in the 401(k) and save more as their salary increases over time.

Performance-based Compensation

TWD Employee Stock Ownership Plan (ESOP)

TWD offers a qualified ESOP for all eligible employees. The purpose of the plan is to encourage employees to think like business owners. Their contributions and hard work relate directly to the value and success of our company – and, therefore, benefit them directly: As the value of the company goes up, so does the value of their stock. Employer contributions to the plan accumulate to provide a retirement benefit.

Variable Compensation Plan

Employees that go beyond what is expected, seek new responsibilities, new skills and new ways to improve the experience of our clients or employees help us expand the boundaries of our capabilities and drive our company forward. TWD recognizes this value through the ABCD (Above and Beyond the Call of Duty) Variable Compensation Plan. The size of the ABCD bonus pool is based on company profitability. Individual employees are recommended for ABCD bonuses by the first executive in their management chain. Bonuses are targeted to be awarded at year end. TWD has a 10+ year history of making either variable compensation bonus or profit sharing bonus payments to employees.

Incentive Bonuses

TWD executives, managers and employees participate in incentive bonus plans that reward individual employee achievement in supporting customers or advancing TWD’s business interests and provide both executives and managers a structured, goal oriented program that can result in annual bonuses that comprise a significant portion of their total compensation.

Additional Benefits

In addition to the benefits already described, TWD offers: